Get your complementary Pre-Approval from aDiamondMortgage, here. The growing influence of the “Bank of Mom and Dad” New buyers are increasingly relying on family assistance for down payments. What does it mean for the industry? Considering the well-documented struggles of new entrants to an increasingly unaffordable Canadian housing market, the news that first-time buyers are increasingly seeking assistance [&hellip…
Get your complementary Pre-Approval from aDiamondMortgage, here. How to fine-tune your finances for a mortgage The combination of low interest rates, limited housing supply and a growing pool of buyers has created an overheated real estate market characterized by bidding wars and properties selling far above their listing price. In times like these, buyers need to get their [&hellip…
Variable rates vs fixed rates – which will prevail in Canada? The central bank’s record-low benchmark overnight rate is a major factor in accelerated demand In the current climate, new borrowers are more likely to gravitate towards variable-rate loan products – thus negating any market-cooling effects of the recent increases in fixed-rate offerings by major [&hellip…
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