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Category Archives: Mortgage Tips

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Test-drive Your Mortgage

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How to test-drive your mortgage before you get stuck with a home you can’t afford Unforeseen maintenance costs can be a budget killer as a homeownerAuthor of the article: Transitioning from renting to homeownership is one of the most sought-after financial goals for many, but it can turn out to be a much bigger financial [&hellip…

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How the new mortgage ‘stress test’ will affect homebuyers

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TORONTO — In an attempt to try and cool down the overheated housing market, the federal government is making it tougher to get a mortgage starting June 1. The new stress test was announced by the Office of the Superintendent of Financial Institutions on May 20. Starting Tuesday, the new calculation of the minimum qualifying rate [&hellip…

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