Stress Test No More?
The End of Canada’s Mortgage Stress Test? OSFI’s New Game-Changing Proposal Canada’s housing market, the Office of the Superintendent of Financial Institutions (OSFI) is considering replacing the controversial mortgage stress…
Vendor Take-Back Mortgages (VTB)
What to know about vendor take-back mortgages Consider a VTB. But is this strategy allowed in Canada? The short answer: Yes—but with conditions. A VTB mortgage involves the seller financing…
Co-operative Housing Development Program
Federal government announces first projects funded under new Co-operative Housing Development Program – CHDP The federal government announced the first co-operative housing projects to receive funding under the new Co-operative…