Canadian Recession!
Immigration slowdown and tariffs to blame Oxford Economics now sees a Canadian recession as all but certain. While reduced tariffs between Canada and the U.S. offer some relief, steeper U.S.…
Stress Test No More?
The End of Canada’s Mortgage Stress Test? OSFI’s New Game-Changing Proposal Canada’s housing market, the Office of the Superintendent of Financial Institutions (OSFI) is considering replacing the controversial mortgage stress…
Vendor Take-Back Mortgages (VTB)
What to know about vendor take-back mortgages Consider a VTB. But is this strategy allowed in Canada? The short answer: Yes—but with conditions. A VTB mortgage involves the seller financing…